Everything about Ripple (XRP) and its advantages for investors Ripple (XRP) was one of the top crypto investments when crypto blew up in the 2020s. It’s largely overshadowed by other networks like Bitcoin (BTC) and Ethereum (ETH) but it persists as a pillar of decentralised finance. XRP is getting reevaluated for investors in 2025 and beyond following developments in crypto regulations. Key Takeaways Ripple is the network while XRP is the token that circulates it. Ripple XRP is designed to be a settlement layer in institutional trading, unlike contemporary digital assets which were popular for spot trading. It’s better to look at Ripple’s adoption than its market price to assess its value as an investment. How does XRP work?